Hi, i have password and pins set in my ecurrency account. As additional protection, there is Ip change protection (when different ip login, email is sent to account owner with PIN).

Can trojans or other badware be able to log my passwords, pin and also login to account from same IP and make a spend? Im talking about Liberty reserve.

These are levels of protection:
password,
captcha
Ip change protection (PIN sent to account owners email - i check email via web interface in gmail)
pin
when sending money, another pin

that is it.. I think all can be surpased by special trojan except captcha (low chance of trojan for good captcha decoder) and ip change protection. My question is if windows software trojan can login this wa into LR from my computer (same ip)?

What is the best protection, except double checking what liberty reserve links im clicking?