Private Sector Credit, Growth, & Lazy Banking

[TaylorBlake]

Namoos Zaheer is a Senior Financial Sector Specialist and leads the World Bank’s financial sector development initiatives in Pakistan. She has led the World Bank’s efforts in developing the housing finance market in Pakistan, including through the establishment of the Pakistan Mortgage Refinance Company. She also leads the Financial Inclusion Project which focuses on access to micro-finance and the promotion of SME finance. Her other areas of engagement are capital market development, digital finance and overall financial sector stability. Prior to this, Namoos worked in financial services in London.
https://youtu.be/y-RaAgrsVog

00:00 Introduction
01:10 Why does credit matter?
06:00 Why don’t banks lend to small business?
12:00 Credit risk with the sovereign
17:20 Central bank’s role
22:00 Fiscal deficits and monetary policy
27:40 How to enhance access to credit
37:00 The role of incentives
43:00 Reading recommendations

[stoianracing]

Good discussion. This woman is a professional and I trust her

[Spleksi]

She’s doing a good job, especially for the Pakistani business, and I think she’s an experienced specialist. I can rely on her opinions about the economy of the entire world and our country in particular.
I used to work with many firms like Equity Release Bristol to make sure I could manage my finances somehow and keep my small business afloat. But thanks to her, I was able to get a loan for my business, and now I don’t have to worry about that because I have a financial pillow.
Banks don’t want to lend to small businesses because it’s not that relevant. That’s why I think there should be some kind of governmental regulation in this case.